Feudalbanc Massacard, this is Ryan speaking. My statement shows $300 of charges for kangaroo shampoo in some far off country I never heard of. … And coincidentally, I got a letter today advertising your "fraud prevention services" for $15 a month. I see. So you'd like to know how to sign up for protection? I'd like to know if you think I was born YESterday. I recorded you saying "yes," you're signed up, have a nice day, bye.